It’s no secret that dealing with unemployment can be stressful and sometimes exhausting. In fact, over a prolonged period of time it can have adverse effects on one’s health. Fortunately, there are government and private programs that can help you keep up your health while job seeking. Taking care of your health is crucial in order to come out of unemployment happy and healthy on the other end. After all, if you have your health, you have the potential to make changes in your life! You’ll find 7 tips below that outline how to stay healthy while unemployed.
1. Spend Less On Drugs With FarmaSEP
Thanks to FarmaSEP you’ll have instant access to coupons for thousands of prescriptions and over the counter (OTC) drugs, as well as information on where to get your medication at the best price. FarmaSEP is a long-standing support program that SABEResPODER offers to the community in order to ensure our members always find the cheapest prices. The program offers coupons with discounts of up to 80% on generic drugs at more than 60,000 pharmacies.
To start saving money on your prescription drugs, click here. It is a free program you can access from your phone, any time. Start by requesting your farmaSEP card and you’ll be saving in no time!
2. Free Healthcare Services For Mexican Immigrants
In each of the Mexican Consulates in the United States you’ll find a space called “Ventanilla de Salud” where you can access confidential medical examinations and recommendations for improving your physical and mental wellbeing.
The right to free healthcare that every Mexican citizen is guaranteed is enforced in the US with the help of the Ventanilla de Salud program. It’s financed by the Ministry of Health of Mexico and provides free healthcare for immigrants regardless of status.
Now that you know, be sure to leverage the Ventanilla de Salud program while you face unemployment, as they’ll be able to provide free or low-cost ways to stay healthy.
3. Check The Health Insurance Marketplace
Thanks to the Affordable Care Act (ACA) you now have access to a more accessible Health Insurance Marketplace. In addition, if you need health insurance for your children you may qualify for the Children's Health Insurance Program (CHIP).
Please keep in mind that the federally supported health services such as Medicaid, Medicare, as well as the low-cost HMO and PPO healthcare plans that you’ll find in the programs listed above are subject to qualification requirements regarding immigration status. Take a moment to read through the fine-print before engaging in one of these programs.
4. Extend Your Health Coverage With COBRA
If you are eligible to keep the health insurance offered by your employer, you have 60 days to decide whether to do so but keep in mind that the full cost will now be out of pocket. You’ll assume 100% of the cost of your coverage plus a 2% administration fee. If you feel comfortable with the cost and wish to continue your same health insurance coverage, the transition will be handled by COBRA.
We suggest that you take a moment to compare the average monthly cost of a COBRA plan and individual health insurance plans from the Health Insurance Marketplace to determine what the best option is for your needs. Keep in mind that, on average, the monthly cost for individual coverage under COBRA is around $490, while the intermediate Health Insurance Marketplace plans are around $336.
5. Try a PODERsalud MembershipWe’ve made the wellbeing of you and your family a priority for us at SABEResPODER, that’s why we launched a low-cost health care program: PODERsalud. PODERsalud is a health care solution that reduces the cost, time and effort needed to deal with non-emergency medical issues. For only $16.95 a month you can access a doctor any time of the day through our telemedicine offering, access discounted drugs, dental, vision and much more! The best way to stay healthy is to be prepared and PODERsalud offers you that peace of mind.
6. Visit a Health Resources Center
In addition to the options we’ve listed above, you can also access a Health Center run by the Health Resources and Services Administration (HRSA). Federally funded Health Centers can provide care whether or not you have health insurance, and you pay what you can based on your income. Health Centers offer a wide range of services, including annual checkups, dental care, immunizations for minors, and mental health treatments.
To locate a Health Center near you call 1-301-443-5636.
7. Get To Know Your Options For Getting Emergency Care
Thanks to the Emergency Medical Treatment and Labor Action Act (EMTALA) hospitals are prohibited from denying medical assistance in an emergency situation to anyone. This means that, for example, if you are about to give birth and you don’t have health insurance, you still have the option to go to the emergency room to be treated without any condition or cost. The same goes for any other type of emergency, be it an injury caused at work or a heart attack.
If you’re unsure whether your case falls under an “emergency”, we recommend you take a look at this resources which lists the types of emergencies according to the American College of Emergency Physicians.
We hope that you found these tips helpful. We understand that medical issues can be very stressful, especially when you’re looking for work. Rest assured that there are free or low-cost options out there for you. Stay healthy and stay safe!